FACTS |
WHAT DOES Exchange Peoples Bank
of Altenburg
DO WITH YOUR PERSONAL INFORMATION? |
Why? |
Financial companies choose how they share your personal
information. Federal law gives consumers the right to
limit some but not all sharing. Federal law also requires
us to tell you how we collect, share, and protect your
personal information. Please read this notice carefully
to understand what we do. |
What? |
The types of personal information we collect and
share depend on the product or service you have with
us. This information can include:
- Social Security number and income
- Account balances and payment history
- Credit history and credit scores
When you are no longer our customer,
we continue to share your information as described in
this notice. |
How? |
All financial companies need to share customers' personal
information to run their everyday business. in the section
below, we list the reasons financial companies can share
their customers' personal information; the reasons Peoples
Bank of Altenburg chooses to share; and wether you can
limit this sharing. |
Reasons
we can share your personal information |
Does
Peoples Bank of Altenburg share? |
Can
you limit this sharing? |
For our everyday business purposes—
such as to process your transactions, maintain
your account(s), respond to court orders and legal investigations,
or report to credit bureaus |
Yes |
No |
For our marketing purposes—
to offer our products and services to you |
Yes |
No |
| For joint marketing with other financial companies |
No |
We don't share |
For our affiliates’ everyday business
purposes—
information about your transactions and experiences |
No |
We don't share |
For our affiliates’ everyday business
purposes—
information about your creditworthiness |
No |
We don't share |
| For nonaffiliates to market to you |
No |
We don't share |
Who we are |
| Who is providing this notice? |
Peoples Bank of Altenburg |
What we do |
How does Peoples Bank of Altenburg
protect my personal information? |
To protect your personal information from unauthorized
access and use, we use security measures that comply
with federal law. These measures include computer safeguards
and secured fi les and buildings.
We restrict access to personal information to those
employees who need to know that information to provide
products or services to you. |
How does Peoples Bank of Altenburg
collect my personal information? |
We collect your personal information, for example,
when you
- Open an account or apply for a loan
- Pay your bills or use your debit card
- Make deposits or withdrawals for your account
We also collect your personal information from others,
such as credit bureaus or other companies. |
| Why can’t I limit all sharing? |
Federal law gives you the right to limit only
- Sharing for affiliates’ everyday business
purposes—information about your creditworthiness
- Affiliates from using your information to market
to you
- Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional
rights to limit sharing. |
Definitions |
| Affiliates |
Companies related by common ownership or control.
They can be financial and nonfi nancial companies.
- Peoples Bank of Altenburg does not share with our
affiliates.
|
| Nonaffiliates |
Companies not related by common ownership or control.
They can be financial and nonfi nancial companies.
- Peoples Bank of Altenburg. does not share with nonaffiliates
so they can market to you.
|
| Joint marketing |
A formal agreement between nonaffi liated financial
companies that together market financial products or
services to you.
- Peoples Bank of Altenburg doesn't jointly market.
|
